Loans

WINNSBORO STATE BANK AND TRUST COMPANY HAS A WIDE RANGE OF LOAN PRODUCTS TO SERVE THE NEEDS OF OUR COMMUNITY

HOME LOANS

It has always been our pleasure to assist our customers in one of the most important purchases of their lives. This, of course, is the purchase of their home. Part of the America Dream is to own one’s own home. At WSB, we take pride in the fact that for the past century we have helped achieve that goal for a large part of our community.

The following home mortgage products are available at WSB:

Conventional Fixed Rate Mortgages

  • Terms up to 30 years
  • Fixed monthly principal and interest payments

VA, USDA Rural Development, FHA Ownership Loans

  • Terms up to 30 years
  • Fixed monthly principal and interest payments

Home Improvement/Equity Loans

  • Terms up to 10 years
  • Fixed monthly principal and interest payments

Home Construction Loans

  • Single payment to suit construction
  • Build on your own site
  • Temporary or permanent financing negotiable

An important element of financing with WSB is the fact that your loan is serviced by a local banker- someone you can talk to when you have a question, now and in the future.

Loans are subject to normal credit qualifications.

If you are in the market for a home loan, auto loan, farm loan, business loan, or any other type of credit need, come see us. To find out more, contact one of our friendly loan officers at (318) 435-7535, or come to any of our bank offices for assistance.

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1-888-318-7535
Winnsboro State Bank & Trust Company
3875 Front St, P.O. Box 970
Winnsboro, LA 71295
318-435-7535
wsblau@bayou.com
(A Subsidiary of Winnsboro Bancshares, Inc.)

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