Personal Banking

---WSB Regular Checking.... If you like to pay bills by check, and write a number of them each month, then our regular checking is the best value for you. With this account, you can write as many checks as you please with no service charge, as long as your minimum balance is not less than $800.00. Check it out!

---WSB Now Account Checking.... This account pays competitive interest rates and makes your money available by check. With a minimum balance of just $1,750.00, you are charged no monthly service fees or per item charges.

---WSB Regular Savings.... this statement savings account is perfect to keep you in the savings habit, without tying up your money when those emergencies occur. You will find our rates to be very competitive, too!

---Christmas Club Savings.... Handy when the holidays roll around! Open your club savings with as
little as $5.00.

---Individual Retirement Accounts.... To assist our clients with their retirement planning, WSB offers variable and fixed rate IRA accounts, as well as the ROTH account. For more information, contact our IRA specialist.

---WSB Certificates of Deposit.... WSB offers a wide range of CD products to meet your every investment need. The terms and rates are detailed at "Interest Rates" for your consideration. You will find our rates to be very competitive, with terms ranging from 30 days to 3 years. If you are looking for a greater return on your money, this is the place to be.

---Other Products and Services....

Automated Teller Machines-- for your banking convenience, 24 hours a day, 7days a week.
VISA Debit/ATM Cards-- works like a check, anytime, anywhere VISA is accepted.
WSB Internet Banking-- access your account information "online."
Telephone Banker-- 24 hour Telephone Account Information (318) 435-4499

If you should have any questions or comments regarding the products or services we offer, please feel free to contact us at (318) 435-7535, call toll-free at 1-888-318-7535, fax at (318) 435-9840 or write to: Winnsboro State Bank, P. O. Box 970, Winnsboro, La. 71295.

Winnsboro State Bank and Trust Company is built on the promise to provide our customers with the best service possible. That's why for so many years our motto has been "THE BANK THAT SERVICE IS BUILDING."