• 866-205-4026
  • 3875 Front St, P.O. Box 970, Winnsboro, LA 71295
Checking

WSB offers three different types of checking accounts to meet the unique needs of our customers.

These accounts are ideal for both individuals and businesses and include a VISA Debit/ATM card that allows you to pay bills or access your checking account funds anywhere that VISA is accepted.



E-Advantage

This all electronic access account caters to people on the go. Enjoy unlimited Direct Deposit, ACH, Debit Card and ATM transactions each month with no monthly service charges. Easy access to WSB Online Banking and Mobile Banking means account information is at your fingertips and monthly E-Statements make managing your account simple. WSB Overdraft Privilege available with approval. ($100 minimum opening deposit; check transactions result in a fee of $1.50 per item; for consumer customers only.)

WSB Regular Checking

Enjoy unlimited check writing, deposit, Direct Deposit, ACH, Debit Card and ATM transactions each month. No monthly service charges for month-long balances of $800.00 or more; a service charge of $6.50 for balances that fall between $350.00 and $799.99; and a service charge of $7.50 for balances of $349.99 or less. Your choice of paper statements with images mailed to your home or business each month or convenient E-Statements. Choose from a wide variety of check styles (prices vary) and take advantage of WSB Online Banking and Mobile Banking to make managing your account simple 24/7. WSB Overdraft Privilege available with approval. ($100.00 minimum opening deposit; Senior Citizens age 65 or older, students, churches, and non-profit organizations are exempt from monthly service charges.

WSB Interest Bearing Checking

Let your money give back! Available to individuals and businesses, you'll have unlimited check writing, deposit, Direct Deposit, ACH, Debit Card and ATM transactions each month and earn interest too! Maintain a month-long balance of $1,750.00 or more for no monthly service charges and no per item charges. Monthly service charge of $8.50 for balances that fall below $1,750.00 and $.15 per item. Interest is compounded and credited monthly. WSB Overdraft Privilege available with approval. ($100.00 minimum opening deposit.)

Please feel free to contact us should you have any questions or need more information about our account offerings, services or rate quotes.

 

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